Solutions / Trade Credit Insurance

Protection for credit sales.

Trade credit insurance protects a business against losses arising from customers’ default or insolvency on credit sales, subject to the agreed terms. It helps reduce the impact of unpaid receivables on cash flow.

Coverage options

Receivables arising from credit sales

Losses from customer default, subject to policy terms

Losses from customer insolvency, subject to policy terms

Before arranging cover

Details worth
discussing.

Customer portfolio profile and concentration of receivables

Payment terms and default history

Credit limits, the company’s retained share and collection procedures

Frequently asked questions

How is the right protection determined?

We start with your activities, loss scenarios and existing insurance. Based on this assessment, we discuss limits, deductibles and coverage options.

Does a single policy include all these coverage options?

No. Cover is subject to the insurer’s assessment and acceptance. Coverage, exclusions, limits, deductibles and other terms must be checked in the proposal and policy.

Can an existing programme be reviewed?

Yes. The review can begin with current documentation and changes in your operations, focusing on areas to address before the next placement or renewal.

For information only. Coverage is subject to the terms of each insurance contract.

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Credit sales deserve
well-structured protection.

Discuss trade credit insurance